04017 ZIP Code — Chebeague Island, ME

Cumberland County, Maine

ZIP code 04017 is located in Chebeague Island, Maine, within Cumberland County. It covers approximately 3.58 square miles and serves a population of 597 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04017

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $474,000. Owner-occupancy sits near the national average at 70%.

The gap between median ($58,571) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 19% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 30% of workers work from home.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 04017 reflects a community defined by a highly educated population, economic challenges above the national average, a high rate of remote workers, and a significant Social Security-dependent population.

597

population

3.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04017 ZIP code map

Cities in ZIP code 04017

Below are the cities the US Postal Service accepts for ZIP code 04017. Using any city not on this list may result in mail delivery delays.

City	Status
Chebeague Island	Acceptable
Chebeague Island	Preferred

Nearby ZIP codes

04050 Long Island (3.4 mi) 04110 Cumberland Foreside (4.5 mi) 04096 Yarmouth (4.9 mi) 04013 Bustins Island (5.1 mi) 04108 Peaks Island (5.7 mi) 04003 Bailey Island (6.3 mi) 04109 Portland (7 mi) 04105 Falmouth (7.8 mi) 04066 Orrs Island (8 mi) 04122 Portland (8.5 mi) 04123 Portland (8.5 mi) 04124 Portland (8.5 mi)

Demographics updated 05/2026

Population
Total population	597
Population density	167 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	3.58 sq mi
Water area	17.31 sq mi
Latitude	43.7337
Longitude	-70.1181
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.6%	32.3%	42.3%
$50k – $100k	23.6%	31.4%	32.3%
$100k – $200k	19.6%	27.4%	20.6%
Over $200k	7.2%	8.9%	4.9%

Demographics & statistics

597

Population

167

People per sq mi

55.6

Median age

$58,571

Median household income

$50,740

Per capita income

$474,000

Median home value

$2,153

Median monthly rent

69.9%

Home ownership

19.4%

Poverty rate

1.1%

Unemployment

529

Housing units

59.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	117	19.6%
18 and over	480	80.4%
65 and over	237	39.7%
Median age	55.6 years

Race & ethnicity

White 88.1%

Asian 8.2%

Two or more races 3.7%

Group	Count	%
White	526	88.1%
Asian	49	8.2%
Two or more races	22	3.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.6%	32.3%	42.3%
$50k – $100k	23.6%	31.4%	32.3%
$100k – $200k	19.6%	27.4%	20.6%
Over $200k	7.2%	8.9%	4.9%

Under $10k 18.3%

$10k–$15k 2.3%

$15k–$25k 10.5%

$25k–$35k 10.1%

$35k–$50k 6.5%

$50k–$75k 9.8%

$75k–$100k 13.7%

$100k–$150k 15.7%

$150k–$200k 3.6%

$200k+ 9.5%

Range	% of households
Under $10k	18.3%
$10k–$15k	2.3%
$15k–$25k	10.5%
$25k–$35k	10.1%
$35k–$50k	6.5%
$50k–$75k	9.8%
$75k–$100k	13.7%
$100k–$150k	15.7%
$150k–$200k	3.6%
$200k+	9.5%
Median income	$58,571

Housing

Home values

Under $50k 2.3%

$50k–$100k 0.9%

$100k–$150k 3.3%

$150k–$200k 0.9%

$200k–$300k 10.7%

$300k–$500k 37.9%

$500k–$1M 33.2%

$1M+ 10.7%

Housing overview

Metric	Value
Median home value	$474,000
Median rent / month	$2,153
Owner occupied	69.9%
Renter occupied	30.1%
Vacant	50.7%
Single-family detached	98.4%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.6
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	11.3%
1990–1999	9.8%
1980–1989	6.8%
1970–1979	8.7%
1960–1969	1.6%
1950–1959	1.1%
1940–1949	3.9%
1939 or earlier	55.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	6.3%
2 bedrooms	34.0%
3 bedrooms	34.6%
4 bedrooms	12.7%
5+ bedrooms	10.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	47.7%
2 vehicles	26.8%
3 or more	22.2%

Heating fuel

Fuel type	%
Utility gas	1.3%
Electricity	9.2%
Propane / LP gas	25.2%
Fuel oil	51.0%
Wood	10.1%
Solar	0.3%
No fuel used	2.9%

Households & families

Household type	Count	%
Married-couple family	123	40.2%
Cohabiting couple	24	7.8%
Male householder, no spouse	54	17.6%
Female householder, no spouse	105	34.3%
Households with children under 18	58	19.0%
Households with seniors (65+)	153	50.0%
Average household size	1.92

Marital status

Status	Male	Female
Never married	13.1%	27.6%
Married	56.8%	48.4%
Separated	0.0%	0.0%
Widowed	7.7%	11.6%
Divorced	22.5%	12.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.6%

HS graduate 18.6%

Some college, no degree 12.8%

Associate's degree 6.5%

Bachelor's degree 30.5%

Graduate / professional 29.1%

Metric	%
HS diploma or higher	97.4%
Bachelor's or higher	59.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	4.4%
Kindergarten	1	0.7%
Elementary school	82	60.7%
High school	17	12.6%
College / grad school	29	21.5%

Employment

Industry of employment

Other services 23.0%

Education & healthcare 14.6%

Arts, food & hospitality 11.1%

Agriculture & mining 10.0%

Construction 8.4%

Transportation & utilities 7.3%

Professional & management 6.9%

Public administration 6.9%

Wholesale trade 3.1%

Finance & real estate 3.1%

Retail trade 2.7%

Manufacturing 2.3%

Information 0.8%

Occupation

Category	%
Management, business & arts	53.3%
Service	10.0%
Sales & office	8.4%
Natural resources & construction	24.1%
Production & transportation	4.2%

Employment type

Type	%
Private sector	70.9%
Government	10.7%
Self-employed	18.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	51.4%
Carpool	3.6%
Public transit	5.6%
Walk	2.4%
Work from home	29.5%
Other means	7.6%
Avg commute (minutes)	27.2

Poverty

All people 19.4%

Under 18 years 17.5%

18 and over 19.8%

Married-couple families 2.4%

Female-led households 64.0%

Income support

Source	% of households
Social Security	45.1%
Retirement income	32.0%
Supplemental Security	1.6%
Cash public assistance	0.3%
Food stamps / SNAP	0.7%

Health indicators

Condition	%
Obesity	23.5%
High blood pressure	36.4%
High cholesterol	36.3%
Diabetes	9.8%
Heart disease	7.8%
Stroke	3.1%
Asthma	9.0%
Arthritis	29.5%
Kidney disease	3.3%
Pulmonary disease	6.7%
Cancer	11.0%

Behavior / access	%
Smoking	8.1%
Binge drinking	11.9%
No physical activity	16.4%
Less than 7 hrs sleep	24.3%
Depression	19.9%
Fair or poor health	9.2%
Poor mental health	9.4%
Poor physical health	7.8%
No health insurance	7.2%
Visited doctor (checkup)	82.5%
Visited dentist	79.7%
Cholesterol screening	95.0%
Teeth loss	7.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	45	9.4%

Disability	%
Any disability	10.8%
Under 18	0.0%
18–64 years	4.1%
65 and over	23.5%

Health insurance coverage

Type	%
Private insurance	77.6%
Public insurance	40.8%
No insurance	3.1%
Uninsured under 19	5.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	580	97.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	583	97.7%
Born in same state	579	97.0%
Born in different state	263	44.1%
Foreign born	4	0.7%
Naturalized citizen	14	2.3%
Not a US citizen	11	78.6%

Ancestry

Ancestry	Count	%
French	194	32.5%
Italian	66	11.1%
Arab	24	4%
Dutch	11	1.8%

Ancestry	Count	%
Polish	10	1.7%
English	8	1.3%
German	7	1.2%
Irish	4	0.7%

Technology access

Metric	% of households
Computer access	51.3%
Internet access	90.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04017

What city is ZIP code 04017 in?

ZIP code 04017 is primarily assigned to Chebeague Island, Maine.

What county is ZIP code 04017 in?

ZIP code 04017 falls within Cumberland County, Maine.

Does ZIP code 04017 have an older population?

40% of residents in ZIP code 04017 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 04017?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 04017 have a large retiree population?

45% of households in ZIP code 04017 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 04017?

19% of residents in ZIP code 04017 live below the poverty line, above the national average.

What timezone is ZIP code 04017 in?

ZIP code 04017 observes the EST timezone.